1. User Eligibility:
- Age: Users must be above 18 years of age.
- Legal Capacity: Users must be legally competent to enter into a contract.
- Citizenship: Users should be citizens of the relevant country (e.g., India).
2. Application Usage:
- Purpose: The application is solely for loan partners.
- User Responsibility: Users must use the application legally and responsibly.
- Prohibited Use: Misuse of the application will result in legal action.
- Account Security: Users are responsible for maintaining the security of their accounts.
3. Data Privacy:
- Data Collection: Specify what data will be collected (name, address, contact information, financial details, etc.).
- Data Usage: Explain how the collected data will be used (loan processing, user verification, etc.).
- Data Sharing: Disclose whether data will be shared with third parties (banks, financial institutions, etc.).
- Data Security: Detail the measures taken to protect user data.
- Privacy Policy: Provide a link to the privacy policy.
4. Loan Partner Responsibilities:
- Customer Information: Loan partners must provide accurate and complete customer information.
- Loan Information: Loan partners must clearly explain loan terms and conditions to customers.
- Legal Compliance: Loan partners must comply with all legal regulations.
- Fraud Prevention: Loan partners must not engage in any fraudulent activities.
5. Payout:
- Payout percentages are subject to change from time to time based on the terms and conditions of the respective banks or NBFCs. All In One Loans reserves the sole right to modify, update, or revise the payout structure at its discretion without prior notice.
- All-in-One's loan partners will have a processing fee of zero for their own files and will not receive commission for their own files.
- The partner will get an additional 0.25% commission on the entire business done by the partner's referral partner.
- Payout Structure:
| Type of Loan | 1.00L - 15.99L | 16.00L - 34.99L | 35.00L - 49.99L | 50L and Above |
|---|---|---|---|---|
| Personal Loan | 1.00% | 1.35% | 1.75% | 2.00% |
| Business Loan | 1.00% | 1.35% | 1.75% | 2.00% |
| Doctor Loan | 1.00% | 1.35% | 1.75% | 2.00% |
| Used Car Loan | 1.00% | 1.35% | 1.75% | 2.00% |
| New Car Loan | 0.35% | 0.40% | 0.45% | 0.50% |
| Home Loan | 0.35% | 0.40% | 0.45% | 0.50% |
6. Changes to Terms and Conditions:
- The application provider reserves the right to modify the terms and conditions at any time.
- Users will be notified of any changes.
7. Contact Information:
- Mobile: +91 9021228443 | Email:allinoneloanfinancialservices@gmail.com
8. Disclaimer:
- The application provider is not liable for any damages.
9. Additional Important Points:
- Intellectual Property: All content within the application is the intellectual property of the application provider.
- Termination: The application provider may terminate accounts at any time.
- Payment: Detail how loan partners will receive commissions or fees.
- Eligibility: This app is permitted for individuals who hold Indian citizenship.
- Login Fee: A fee of ₹3,000/- will be charged for logging into this app.
- Purpose: This application is useful for business partners (providing personal information is mandatory for this purpose).
- Responsibility: Users must use this application at their own risk.
- Refund Policy: If no business is generated from your account within three years of logging in, ₹2,000/- will be refunded. (Terms and conditions apply).
- Sharing Bonus: Sharing this app will earn you a bonus of ₹1,000/-. (Terms and conditions apply).
- Contact Information: For further information, please contact @allinoneloanfinancialservices@gmail.com.
- Misconduct: Legal action will be taken if any misconduct is found through this app.
10. Terms and Conditions Apply:
- The refund policy and sharing bonus are subject to specific terms and conditions, which may change from time to time.
- By using the app, the user is deemed to have accepted these terms and conditions.
- The app must be used for legal purposes only.